Business Debt Relief & MCA Restructuring to Unlock Your Next Chapter

We help businesses break the MCA/debt cycle and regain control, fast.
No gimmicks—just results, guidance, and support.

56% average client savings*
Attorney-backed
As seen on Trustpilot

Free Consultation

98% client satisfaction rate

Our Core Services

Debt Settlement

Direct, creditor-vetted paydown plans to reduce what you owe—often to 40¢ on the dollar. Track your progress online.

• Personalized negotiation strategy
• Clear outcomes, no hidden fees
• Progress dashboard & human support

Debt Restructuring

Rework payment terms for sustainability—lower daily/weekly debits, avoid default risk, keep vendors happy and business open.

• Flexible payment frameworks
• Vendor/creditor coordination
• No credit score hit for eligibility

MCA Debt Relief & Restructuring

Exclusive to business owners struggling with Merchant Cash Advance products. Reset, reduce, or combine MCAs for true relief.

• Stop the daily bleed—lower payments
• Multi-lender consolidation
• Qualified legal and expert network

How It Works

1. Debt Discovery

We rapidly review all MCAs/loans and business statements to build your custom profile.

2. Personalized Strategy

Your advisor maps the best path—settlement, restructure, or both—aligning with your goals & cash flow.

3. We Do the Heavy Lifting

We coordinate directly with funders so you can focus on business—not phone tag or paperwork.

4. Stabilize & Thrive

Lower payments, better cash flow, reliable communication. Monitor progress every step of the way.

Ready to see your options?

Our consultations are always free and confidential. Find out how much you could save in a few minutes.

Get Started

Who We Are

CREDITORS SOLUTIONS was built for entrepreneurs—by people who understand what it takes to keep a small business running. We're not a bank, broker, law firm, or collection agency. We're your strategic partner when the numbers stop adding up.

Industry-leading negotiation expertise
Attorney-backed programs for client peace of mind
No upfront or hidden fees, ever

Talk to Us Frequently Asked Questions

10+ years serving American small businesses

4.7/5 Trustpilot average

IMPORTANT DISCLAIMERS: Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. Clients who remain in good standing in the program and settle their debt may realize savings of 57% before program fees, or 27% including program fees, over a period of 6-18 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their inability to save sufficient funds. Estimates are based on prior results, which vary based on individual circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a certain time frame. We do not assume your debt, make monthly payments to creditors, or provide tax, bankruptcy, accounting, or legal advice, or credit repair services. Not available in all states. Please consult a tax professional to discuss any tax consequences of the settlement. Please consult a bankruptcy attorney for more information on bankruptcy. Read and understand all program materials before enrollment, including the potential adverse impact on credit rating. The Company and its affiliates are not lenders, creditors, or debt collectors. This is not a loan. Testimonials are actual customer experiences and individual opinions and may not be illustrative of all experiences with the Company or its affiliates.